Privacy Policy

We collect information you provide directly to us, as well as data gathered automatically when you use our website.

Information you provide:

• Full name, email address, and phone number — from contact forms, free plan requests, or onboarding.
• Financial details such as monthly savings amount, investment goals, or risk profile — only when you choose to share them.
• PAN number, date of birth, and KYC-related documents — only when you formally onboard as a client.
• Messages, queries, or feedback submitted through our contact form or WhatsApp.

Information collected automatically:

• Browser type, device type, and operating system.
• IP address and approximate geographic location.
• Pages visited, time on page, and referral source.
• Cookie and tracking data (see Section 5).

We use your information only for legitimate purposes related to delivering and improving our financial services.

• To contact you with your requested free mutual fund plan or investment consultation.
• To respond to enquiries made via form, phone, email, or WhatsApp.
• To process your investment or insurance application when you onboard as a client.
• To comply with SEBI, AMFI, IRDAI, and other regulatory obligations.
• To send relevant financial updates, fund insights, or service communications (with your consent).
• To analyse website usage and improve our digital experience.
• To prevent fraud and ensure the security of our platform.

Your information may be shared only in the following limited circumstances:

• Mutual Fund Houses & AMCs — to process investment transactions on your behalf through AMFI-registered channels.
• Insurance Companies — to facilitate health or term insurance applications you have initiated with us.
• Regulatory Authorities — when required by SEBI, AMFI, IRDAI, income tax authorities, or any applicable law or court order.
• Technology Service Providers — trusted platforms (website host, CRM, analytics) operating under strict data protection agreements.
• KYC Registration Agencies (KRAs) — for completing KYC verification as mandated by AMFI.

In all cases, third parties are required to use your data solely for the purpose it was shared and to maintain appropriate confidentiality standards.

We take the security of your personal and financial data seriously. Our security measures include:

• SSL/TLS encryption for all data transmitted between your browser and our website.
• Restricted internal access to client data on a need-to-know basis.
• Secure storage of sensitive documents with access controls.
• Regular review of our security practices and third-party service providers.

While we implement industry-standard safeguards, no method of transmission over the internet is 100% secure. If you suspect any unauthorised access, please notify us at pradeep@arthsree.in.

Our website uses cookies and similar tracking technologies to enhance your browsing experience and understand how visitors interact with our content.

• Essential cookies — necessary for the website to function properly (e.g., form submissions, navigation).
• Analytics cookies — help us understand visitor behaviour using tools like Google Analytics.
• Marketing cookies — used to show relevant content or retargeted ads (e.g., Google or Facebook Pixel, if active).

You can manage or disable cookies through your browser settings at any time. Disabling certain cookies may affect website functionality.

As a user or client of ArthSree, you have the following rights regarding your personal data:

• Access — request a copy of the personal information we hold about you.
• Correction — request corrections to any inaccurate or incomplete data.
• Deletion — request deletion of your data, subject to our legal and regulatory obligations.
• Opt-out — unsubscribe from marketing communications at any time.
• Portability — request your data in a structured, commonly used format.
• Withdrawal of consent — withdraw consent for optional data uses without affecting prior processing.

To exercise any of these rights, contact us using the details in Section 11. We will respond within a reasonable timeframe.

We retain your personal information for as long as necessary to:

• Maintain your active client relationship with ArthSree.
• Comply with AMFI, SEBI, and IRDAI record-keeping requirements (typically 5–8 years for financial records).
• Resolve disputes, enforce agreements, or address regulatory inquiries.

Website enquiry data from non-clients is retained for up to 24 months. You may request early deletion by writing to us.

Our website may contain links to third-party websites such as mutual fund AMC portals, insurance company sites, AMFI, or other financial platforms. These websites have their own privacy policies, and we are not responsible for their content or data practices. We encourage you to review the privacy policy of any third-party site you visit through links on arthsree.in.

Our services are intended for individuals who are 18 years of age or older. We do not knowingly collect personal information from minors under the age of 18.

If you believe we have inadvertently collected information from a minor, please contact us immediately at pradeep@arthsree.in and we will delete such data promptly.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or regulatory requirements. When we make material changes, we will:

• Update the "Effective Date" at the top of this page.
• Notify active clients via email or WhatsApp for significant changes.

Your continued use of our website after any changes constitutes your acceptance of the revised policy.

If you have questions about this Privacy Policy, wish to exercise your data rights, or have a privacy concern, please reach out to us using the contact details below.